10:54:10 AM10/24/2006.  A B 1st …primary M3QSpace™ informational field reference.  A professional web based educational document for the Level Six (L6) Aggregated Resource Pool (L6-ARP) of accredited shareholders, partners, clientele and affiliates.  Thank-you gentleman, for your online conferences today.  Please contact the accredited principal(s) for appointment in Las Vegas and Los Angeles to complete this particularly fantastic “Spirit of Place on the Coast”!  This VIP Entertainment based Gemstone Realty event, happens only 1 time in your lifetime in ReelTime4uBaby!™.  Happy Thanksgiving Everybody!  Last Chance for Romance in 2006!. 
(full reveal of the particular real estate broker in this transaction will be disclosed upon direct principal to principal phone calls or direct principal’s representatives phone calls with the direct primary capital sources aggregated and show of capability and intent in  this transaction, while commitments are determined and  preliminarily arranged, on a quid-pro-quo basis), a licensed real estate broker, licensed by the State of California, who in his capacity as a real estate broker materially participated in and negotiated the terms and funding of this loan.  EFA is also an attorney licensed to practice law in the State of California.
11. INDEMINIFICATION & RELEASE.   Borrower hereby agrees to indemnify and hold (EFA, real estate broker to be revealed) harmless in respect of any and all losses reasonably incurred by Borrower in connection with (a) any misinformation or concealment of any material fact by Borrower or Lender, (b) the breach by Borrower or Lender pursuant to this Promissory Note, and (c) the foreclosure by Lender or Lender’s Fiduciary on the said Deed of Trust.  Borrower further agrees, for itself and for each and all of its officers, directors, shareholder, agents, successors, assigns and others claiming through or under it, to remise, release, acquit and forever discharge (EFA, real estate broker to be revealed – PLEASE NOTE:   is an educational document for real time on line rich media conferencing purposes only and not an intent to sell ‘securities of any kind’) and his agents and each and all of their respective successors, heirs, assigns, subsidiaries and associated entities, of and from any and all manner of action or actions, cause or causes of action, in law or in equity, suits, debts, liens, contracts, agreements, promises, warranties, liabilities, claims, demands, damages, losses, costs, interest or expenses or any Lender now have or may hereafter have against (EFA, real estate broker to be revealed) and/or his agents by reasons of any matter, cause or thing whatsoever relating to the preparation of, execution of, performance of, or foreclosure of this Promissory Note or the said Deed of Trust referred herein. Borrower does hereby expressly waive all rights under Section 1542 of the California Civil Code.  Section 1542 reads in full as follows:  A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.
12. MISCELLANEOUS. Both principal and interest on this Note are payable in lawful currency of the United States of America without deduction for or on account of any present or future taxes, duties or other charges levied or imposed on this Promissory Note.
If this Note is placed in the hands of an attorney for collection, Borrower agrees to pay all costs and expenses of Lender, including reasonable attorney’s fees, whether or not a suit is brought.  “Reasonable attorney’s fees” shall include reasonable attorney’s fees and costs incurred in any and all judicial, bankruptcy and other proceedings, whether such proceeding arise before or after entry of a final judgment.
Time and exactitude of each of the terms, obligations, covenants and conditions are hereby declared to be of the essence hereof.  No waiver by Lender of any breach or default shall be deemed a waiver of any breach or default thereafter occurring.
Any and all extensions of time for payment, whether by operation of law, judicial proceedings, or otherwise, shall be included in the computation of interest.
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